Privacy Policy

At BIniQo (https://biniqo.com/), accessible from https://biniqo.com/, the privacy of our visitors is one of our main priorities. This Privacy Policy document contains the types of information that is collected and recorded by BIniQo and how we use it.

This policy applies solely to our online activities and is valid for visitors to our website with regards to the information they share and/or collect on BIniQo. This policy does not apply to any information collected offline or via channels other than this website.

Website Name: BIniQo
Website Link: https://biniqo.com/
Owner & Writer: Dipak Karmoker
Writer’s Facebook: https://www.facebook.com/writer.dipak
Contact Email: contentbd360@gmail.com
Website Niche: Finance (Personal Finance, Banking, Investments, Money Management)
Website Type: Blog / Informational Website

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms.

1. Information We Collect

We collect different types of information to provide and improve our service to you, as well as to comply with legal obligations.

Personal Data

While using our website, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. This may include, but is not limited to:

  • Email address (if you choose to contact us via email or subscribe to our newsletter)

  • First name and last name (if provided voluntarily)

  • Any information you voluntarily provide in communication with us

Usage Data

We may also collect information on how the Service is accessed and used. This Usage Data may include information such as:

  • Your computer’s Internet Protocol (IP) address

  • Browser type and browser version

  • The pages of our website that you visit

  • The time and date of your visit

  • The time spent on those pages

  • Unique device identifiers

  • Other diagnostic data

Cookies and Tracking Data

We use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.

2. How We Use Your Information

We use the information we collect in various ways, including to:

  • Operate, maintain, and improve our website

  • Personalize your experience and provide the financial information you seek

  • Understand and analyze how you use our website to make it more user-friendly

  • Develop new content, features, and functionality based on user interests

  • Communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the website, and for marketing and promotional purposes (only with your consent)

  • Respond to your inquiries, questions, and requests

  • Send you emails (only if you have opted to receive them, such as newsletters or updates)

  • Find and prevent fraud and ensure the security of our website

  • Serve personalized advertisements through third-party advertising networks (see Section 6)

  • Analyze traffic patterns to improve content and user experience

3. Log Files

BIniQo follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this as part of hosting services’ analytics. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any personally identifiable information. The purpose of the information is for analyzing trends, administering the site, tracking users’ movement on the website, and gathering demographic information.

4. Cookies and Web Beacons

Like any other website, BIniQo uses “cookies”. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimize the users’ experience by customizing our web page content based on visitors’ browser type and/or other information.

We use the following types of cookies:

  • Essential Cookies: Necessary for the website to function properly. These enable core functionality such as security, network management, and accessibility.

  • Analytics Cookies: Help us understand how visitors interact with our website, which pages are most visited, and where users come from. We use this data to improve our content and user experience.

  • Functional Cookies: Allow the website to remember choices you make (such as language preferences) and provide enhanced, personalized features.

  • Advertising Cookies: Used to deliver relevant ads to users, limit the number of times you see an ad, and help measure the effectiveness of advertising campaigns.

5. Google DoubleClick DART Cookie

Google is one of the third-party vendors on our site. It also uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to BIniQo and other sites on the internet. However, visitors may choose to decline the use of DART cookies by visiting the Google ad and content network Privacy Policy at the following URL: https://policies.google.com/technologies/ads

6. Advertising Partners Privacy Policies

We use third-party advertising companies (such as Google AdSense) to serve ads when you visit our website. These companies may use information about your visits to this and other websites (excluding your name, address, email address, or telephone number) in order to provide advertisements about goods and services of interest to you.

You may consult this list to find the Privacy Policy for each of the advertising partners of BIniQo.

Third-party ad servers or ad networks use technologies like cookies, JavaScript, or Web Beacons in their respective advertisements and links that appear on BIniQo, which are sent directly to users’ browsers. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalize the advertising content that you see on websites you visit.

Note that BIniQo has no access to or control over these cookies that are used by third-party advertisers.

Third-party ad networks may include but are not limited to:

  • Google AdSense

  • Media.net

  • Other advertising partners as applicable

7. Third-Party Privacy Policies

BIniQo’s Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt out of certain options.

You can choose to disable cookies through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites. Popular browser privacy settings can be accessed here:

8. CCPA Privacy Rights (Do Not Sell My Personal Information)

Under the California Consumer Privacy Act (CCPA), among other rights, California consumers have the right to:

  • Request disclosure of the categories and specific pieces of personal data that a business has collected about them.

  • Request deletion of any personal data about the consumer that a business has collected.

  • Opt-out of the sale of their personal data. BIniQo does not sell personal information to third parties.

If you are a California resident and would like to make a request regarding your personal data, please contact us at contentbd360@gmail.com. We have one month to respond to you.

9. GDPR Data Protection Rights (For European Union Users)

We would like to make sure you are fully aware of all of your data protection rights. Every user in the European Union is entitled to the following:

  • The right to access – You have the right to request copies of your personal data. We may charge a small fee for this service.

  • The right to rectification – You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.

  • The right to erasure – You have the right to request that we erase your personal data, under certain conditions.

  • The right to restrict processing – You have the right to request that we restrict the processing of your personal data, under certain conditions.

  • The right to object to processing – You have the right to object to our processing of your personal data, under certain conditions.

  • The right to data portability – You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at contentbd360@gmail.com.

10. Children’s Information

Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.

BIniQo does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately at contentbd360@gmail.com, and we will do our best efforts to promptly remove such information from our records.

11. Data Security

We implement appropriate technical and organizational security measures to protect your personal data against accidental or unlawful destruction, loss, alteration, unauthorized disclosure, or access. These measures include:

  • Secure socket layer technology (SSL)

  • Regular security audits

  • Limited access to personal data by our team

  • Secure data storage practices

However, please remember that no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.

12. Retention of Data

We will retain your personal data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our website, or we are legally obligated to retain this data for longer periods.

13. Your Privacy Choices

Depending on your location, you may have the following rights regarding your personal information:

  • Opt-out of marketing communications: You can unsubscribe from our newsletter or marketing emails by clicking the “unsubscribe” link in any email we send.

  • Browser settings: You can adjust your browser settings to reject cookies or notify you when cookies are being sent.

  • Ad settings: You can customize your ad preferences through your Google account settings or by visiting Ad Settings.

14. Changes to This Privacy Policy

We may update our Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the “Last Updated” date at the bottom of this page.

We encourage you to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page. Your continued use of the website after any changes constitutes your acceptance of the revised Privacy Policy.

15. Contact Us

If you have any questions, concerns, complaints, or suggestions regarding this Privacy Policy or our data practices, please contact us:

Email: contentbd360@gmail.com

Contact Form: Contact Us

Owner: Dipak Karmoker
Facebook: https://www.facebook.com/writer.dipak

We will respond to your inquiry within a reasonable timeframe.